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For questions, please visit our Questions Page for a list of answers to commonly asked questions.
For loan related questions, please contact your lender directly. If your question is not addressed on our Questions Page and is not a lender-specific question, you can email us at [email protected] and we will do our best to get back to you.
Important Disclosures. Please Read Carefully.
Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice. This website is not an offer to lend. Creditify.ph is not a lender or lending partner and does not make loan or credit decisions. Creditify.ph connects interested persons with a lender or lending partner from its network of approved lenders and lending partners. Creditify.ph does not control and is not responsible for the actions or inactions of any lender or lending partner, is not an agent, representative or broker of any lender or lending partner, and does not endorse any lender or lending partner. Creditify.ph receives compensation from its lenders and lending partners. Regardless, Creditify.ph’s service is always free to you. You are urged to read and understand the terms of any loan offered by any lender, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.By submitting your information via this website, you are authorizing Creditify.ph and its partners to do a credit check, and a review of your creditworthiness. You also authorize Creditify.ph to share your information and credit history with a network of approved lenders and lending partners.
Lender’s or Lending Partner’s Disclosure of Terms.
The lenders and lending partners you are connected to will provide documents that contain all fees and rate information pertaining to the loan being offered, including any potential fees for late-payments and the rules under which you may be allowed (if permitted by applicable law) to refinance, renew or rollover your loan. Loan fees and interest rates are determined solely by the lender or lending partner based on the lender’s or lending partner’s internal policies, underwriting criteria and applicable law. Creditify.ph has no knowledge of or control over the loan terms offered by a lender and lending partner. You are urged to read and understand the terms of any loan offered by any lenders and lending partners and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
Late Payments Hurt Your Credit Score.
Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lenders and lending partners immediately and discuss how to handle late payments.